body {
background-color: #FFFFFF;
}

p {
font-family: arial;
font-size: 12px;
text-indent: 18px;
text-align: justify;
margin-bottom: 0px;
margin-top: 0px;
margin-right: 0px;
margin-left: 0px;
}

h1 {
text-indent: 8px;
text-align: justify;
margin-top: 0px;
margin-bottom: 0px;
font-size: 33px;
font-family: arial;
color: #FFFFFF;
} 

h2 {
text-indent: 18px;
text-align: justify;
font-size: 21px;
font-family: arial;
color: #2A72D9;
}

h3{
text-indent: 18px;
text-align: justify;
font-size: 21px;
font-family: arial;
color: #0099FF;
}

h4{
text-indent: 18px;
text-align: justify;
font-size: 21px;
font-family: arial;
color: #88C8FF;
}

h5, h6 {
text-indent: 18px;
text-align: justify;
font-size: 16px;
font-family: arial;
color: #999999;
}

a:link {color: #0099FF; text-decoration: underline; } /* Link settings */
a:hover {color: #FF0000; text-decoration: none; } /* Link hover effect */
a:active {color: #0099FF; text-decoration: underline; } /* Active link settings */
a:visited {color: #79CAFF; text-decoration: underline; } /* Visited settings */

table.main-table { 
border: none; 
width: 984px;
border-collapse: collapse;
cellspacing: 0px;
background color: #FFFFFF;
font-family: arial;
font-size: 12px;
color: #000000;
text-indent: 0px;
text-align: justify;
table-align: center;
}  

td.horizontal-spacer-cell {
width: 974px;
height: 12px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background: #FFFFFF;
font-family: arial;
font-size: 5px;
color: #E3E4F5;
text-indent: 0px;
text-align: justify;
}
 
td.horizontal-ad-spacer-cell {
width: 7px;
height: 90px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background: #FFFFFF;
font-family: arial;
font-size: 12px;
color: #000000;
text-indent: 0px;
text-align: justify;
}
 
td.horizontal-ad-cell {
width: 728px;
height: 90px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background: #FFFFFF;
font-family: arial;
font-size: 12px;
color: #000000;
text-indent: 0px;
text-align: justify;
}

td.horizontal-right-side-cell {
width: 239px;
height: 90px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background: #FFFFFF;
font-family: arial;
font-size: 12px;
color: #000000;
text-indent: 25px;
text-align: justify;
}
 
td.page-title-cell {
width: 984px;
height: 42px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background-image: url('pg-ttl-blue-background.png');
vertical-align: top;
font-family: arial;
font-size: 35px;
color: #FFFFFF;
text-indent: 3px;
text-align: justify;
}
 
td.title-spacer-cell {
width: 984px;
height: 5px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background: #2A72D9;
vertical-align: center;
font-family: arial;
font-size: 12px;
color: FFFFFF;
text-indent: 10px;
text-align: justify;
}

td.left-border {
width: 5px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background-image: url('left-grey-vertical-line.gif');
font-family: arial;
font-size: 5px;
color: #000000;
}

td.right-border {
width: 5px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background-image: url('right-grey-vertical-line.gif');
font-size: 5px;
color: #000000;
}

td.content-cell {
width: 974px;
border-top: 0px none;
border-left: 0px none;
border-right: 0px none;
background: #FFFFFF;
font-family: arial;
font-size: 12px;
color: #000000;
text-indent: 10px;
text-align: justify;
}